Directors and Officers Liability Insurance protects against the personal liability of a company's directors and officers for decisions and actions taken within the scope of their regular duties.
D&O insurance is crucial for shielding personal assets from potential litigation, including shareholder lawsuits and regulatory actions. It ensures that executives can make bold decisions without the fear of personal financial loss, fostering a culture of innovation and strong governance.
Claims arising from alleged breaches of fiduciary duties owed to the company and its shareholders.
Claims from creditors when a company fails to meet its financial obligations.
Claims related to misrepresentations or omissions in a prospectus issued during fundraising or initial public offerings.
Claims arising from failing to comply with laws or regulations.
Claims for fines or penalties imposed by regulatory authorities that are uninsurable by law.
Claims related to intentional fraudulent acts committed by directors or officers.
